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Cashback apps and websites are one of the most underused money-saving tools in Australia. Millions of Australians shop online every week without earning a cent back — yet the best cashback platforms are completely free to join and can return $300–$800+ per year on purchases you were already making. Here's a complete, up-to-date guide to the best platforms available in May 2026.
Important Update: Cashrewards Is No Longer Active (2026)
If you've seen older articles recommending Cashrewards, be aware that Cashrewards stopped making offers available in September 2025 and is no longer an active option for new cashback bookings as of 2026. If you had an existing Cashrewards account, check whether your balance is still accessible — but don't rely on it for future purchases. The two platforms you should be using instead are TopCashback and ShopBack.
What Is Cashback and How Does It Work?
When you click through a cashback platform to an online retailer, that retailer pays the cashback site a referral commission for sending them a customer. The cashback site then splits that commission with you. You buy exactly the same product at exactly the same price — you just get a percentage of the purchase price deposited back into your cashback account automatically.
It's genuinely free money. The only requirement is remembering to click through the cashback platform before you shop — a habit that takes about a week to form and then becomes automatic.
1. TopCashback Australia — Best Overall in 2026
TopCashback Australia is our top pick for most Australians in 2026. With over 200,000 Australian members earning an average of $600 per year, and access to 1,000+ retailers, it consistently offers the highest cashback rates available — and guarantees to match or beat any competitor's rate.
What TopCashback covers:
- Groceries: Woolworths grocery delivery — earn cashback on your weekly online order
- Travel: Booking.com, Agoda, Expedia, Trip.com — cashback on accommodation and flights
- Fashion: THE ICONIC, MYER, Sunglass Hut, Lululemon, Adore Beauty
- Electronics: eBay, The Good Guys, Chemist Warehouse, Amazon
- Energy: Switch providers and earn $50–$150 cashback bonus
- Insurance: New policy cashback on car, home and health insurance
- Food delivery: Uber Eats, Pizza Hut
Why TopCashback stands out:
- No membership fee — completely free to join and use
- No minimum cashout threshold
- Pays via bank transfer or PayPal
- Rated Excellent on Trustpilot with 125,000+ independent reviews
- Crowned Cashback Site of the Year at the Moneyfacts Consumer Awards 2024 for the 8th time in nine years
- Highest cashback rates guaranteed — they match any competitor
Best for: General online shopping, energy and insurance switching, travel bookings, Woolworths grocery delivery.
Join TopCashback Australia free — takes 2 minutes →
2. ShopBack — Best App Experience
ShopBack is loved by over 2.5 million Australians and offers cashback from 4,000+ brands. It has the slickest mobile app of any cashback platform in Australia, and the ShopBack browser extension makes it nearly impossible to forget to activate cashback — it pops up automatically when you visit a partner retailer.
ShopBack highlights:
- 4,000+ Australian and global brands including Woolworths, Coles, Temu, Amazon, THE ICONIC, Booking.com, MYER, Chemist Warehouse and Cotton On
- Up to 30% cashback on eligible purchases
- ShopBack Button browser extension — automatically detects cashback opportunities as you browse
- Gift card cashback — buy gift cards in the app and earn instant cashback usable in-store
- Strong travel cashback: Booking.com, Agoda, Expedia, Wotif, Flight Centre
- Cashback Saturday and other bonus events that multiply your earning rate
Best for: Mobile-first shoppers, anyone who wants a browser extension that activates cashback automatically, frequent travellers.
Note: ShopBack occasionally runs referral bonuses of $10–$30 — worth checking their current offer when you sign up.
3. Everyday Rewards (Woolworths)
Woolworths Everyday Rewards is technically a loyalty program rather than a cashback platform, but it functions similarly and is essential for any Woolworths shopper. You earn 1 point per $1 spent, which convert to Woolworths Dollars ($10 off for every 2,000 points earned). Points also transfer to Qantas Frequent Flyer at 870 points per $10 Woolworths Reward.
The Everyday Rewards app also delivers personalised Boost offers — targeted discounts of 10x or 20x points on specific products you buy regularly. These can return 3–5% effective cashback on targeted items. Download the app and check your Boost offers every week before you shop.
Best for: All Woolworths shoppers — there's no reason not to have this active.
4. Flybuys (Coles)
The Coles loyalty equivalent. Flybuys partners with Coles, Liquorland, Kmart, Target, Vintage Cellars, Shell Coles Express and more. Points convert to Coles dollars or Velocity Frequent Flyer miles. Like Everyday Rewards, the Flybuys app delivers personalised bonus point offers each week.
Best for: All Coles shoppers — equally essential alongside ShopBack or TopCashback for stacking.
5. The 7-Eleven Fuel Lock App
Not a cashback app in the traditional sense, but one of the highest-return savings tools available for Australian drivers. The 7-Eleven app lets you lock in a fuel price from anywhere in Australia for 7 days. When prices drop, lock them in immediately — even if you don't need fuel right now. Drive to any 7-Eleven within 7 days and pay the locked price regardless of what it's risen to.
Active users of this app save $200–$500+ per year on fuel alone.
The Power Stack: Combining Multiple Cashback Sources
The real earning potential comes from stacking multiple platforms on the same purchase. Here's an example on a $300 Woolworths online grocery order:
| Layer | Platform | Return |
|---|---|---|
| Cashback | TopCashback (click through first) | ~$4–$8 |
| Loyalty points | Everyday Rewards (auto-applied) | ~$1.50 |
| Boost offer | Everyday Rewards personalised offer | ~$3–$8 |
| Credit card points | Rewards card (if paid monthly) | ~$1–$3 |
| Total return | $9–$20 on $300 |
That's 3–7% back on your grocery spend with zero behaviour change — you're buying the same items at the same price, just clicking through an extra link first.
How to Never Miss Cashback — 5 Rules
- Install the browser extensions first. Both TopCashback and ShopBack have Chrome/Safari extensions that alert you when you visit a cashback-eligible site. This removes the need to remember entirely.
- Always click through in the same browser session. Don't open new tabs after clicking through — it can break the tracking cookie.
- Disable your adblocker on the retailer's site. Ad blockers frequently interfere with cashback tracking scripts.
- Don't use unauthorised promo codes. Codes not sourced from the cashback platform can void your cashback entirely. Only use codes listed on the cashback site itself.
- Check the category exclusions. Gift cards, prepaid cards and some discounted items are commonly excluded. Check the retailer's terms on the cashback platform before buying.
Which Cashback Platform Is Best for Groceries?
For Woolworths online delivery: TopCashback offers the highest rates and no minimum cashout, making it the best option for smaller regular orders.
For Coles online: Check both ShopBack and TopCashback — rates vary and change frequently. The ShopBack browser extension will automatically show you the current rate when you visit coles.com.au.
For in-store grocery shopping at Woolworths or Coles: cashback platforms don't cover in-store purchases, but Everyday Rewards and Flybuys do — use these for every in-store shop without exception.
Realistic Annual Earnings for an Australian Household (2026)
| Category | Platform | Est. Annual Return |
|---|---|---|
| Online groceries ($150/fortnight) | TopCashback | $80–$130 |
| Supermarket loyalty (in-store) | Everyday Rewards + Flybuys | $150–$300 |
| Online shopping (fashion, electronics) | TopCashback or ShopBack | $100–$300 |
| Travel bookings | ShopBack or TopCashback | $50–$200 |
| Energy or insurance switch | TopCashback | $50–$150 one-off |
| Fuel savings | 7-Eleven Fuel Lock | $200–$500 |
| Total | $630–$1,580/year |
Frequently Asked Questions
Is cashback actually free? What's the catch?
Yes — it's genuinely free. Retailers pay cashback platforms a commission for referring customers. The platform shares that commission with you. You pay the same price you would anyway. The only "catch" is that cashback can take 2–12 weeks to be confirmed after purchase, as retailers wait for the return window to close before releasing funds.
Do I need to use one platform or can I use multiple?
You can only earn cashback from one platform per purchase — whichever link you clicked last before checkout. However, you can use different platforms for different purchases. Many Australians use TopCashback for energy and insurance switches (where it excels) and ShopBack for everyday retail shopping (where its browser extension is most useful).
Is my data safe with cashback platforms?
TopCashback and ShopBack are both established, reputable platforms. TopCashback has been operating since 2005 and is one of the largest cashback platforms globally. ShopBack is listed on major app stores with millions of users. As with any financial account, use a unique strong password and enable two-factor authentication where available.
What's the best cashback platform for mobile shopping?
ShopBack has the best mobile app experience — the in-app browser and browser extension make it very easy to earn cashback while shopping on your phone. TopCashback also has a strong app but is particularly well-suited to desktop shopping via browser extension.
Related Guides
Stacking cashback with loyalty programs is where the real savings compound. Read our Everyday Rewards vs Flybuys comparison to find the right loyalty program for your shopping habits, and our Aldi vs Coles price guide to find where to shop for the best prices.
Get Started Today
The single best first step is signing up to TopCashback Australia — it's free, takes 2 minutes, and you'll start earning from your very next online purchase. Then install the browser extension so you never miss cashback again.
Once you're set up on TopCashback, download ShopBack as your second platform and install its browser extension too. Between the two, you'll be covered for virtually every Australian online retailer. Over a full year, an active household typically earns $600–$1,000+ in combined cashback and loyalty value — with no change to what or where you buy.
Start Saving More Today
Join TopCashback Australia — free to sign up, no minimum spend. Earn cashback on groceries, utilities, insurance, travel and hundreds of Australian retailers.
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